Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Indeed, equity release is safe. Our services are regulated by the Financial Conduct Authority (FCA). While we're not members of the Equity Release Council, we adhere to industry standards designed to protect customers. When taking out a lifetime mortgage with us, we guarantee that neither you nor your estate will ever repay more than your property sells for, provided it's marketed at a reasonable obtainable price.
The money released from your property offers complete flexibility in how you choose to spend it. Many of our clients use these funds to enhance their retirement lifestyle in various ways. From home improvements to travel opportunities, debt consolidation to supporting family members—the choice is entirely yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Reading, we take pride in delivering customised mortgage and equity release guidance. Our team brings extensive experience to help you navigate important decisions about your financial future. Whether you're considering unlocking value from your property or seeking the most competitive mortgage arrangement, we provide transparent and straightforward advice.
Our fundamental goal is to strengthen your financial security, and we remain dedicated to supporting your journey every step of the way. We understand that financial decisions are deeply personal, which is why we take time to truly understand your unique circumstances and objectives.
With our combination of professional expertise and genuine personal attention, we strive to create pathways towards a more secure and fulfilling future for all our clients. We believe in building lasting relationships based on trust and reliable service.
Here’s what to expect when you work with us for equity release, if you live in Reading.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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